Do you insure your collection ?

Started by Mark Smith, March 12, 2008, 08:49 AM

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Mark Smith

Here's an interesting question for you.

I've a reasonably nice collection of Commodore gear now, and it would be very hard to replace if it got stolen or destroyed.

How would you describe it to an insurance company to get it covered ?  They'd laugh if I said I want to claim on my insurance cause some 25 year old computer was lost :-)

And what sort of cash value could be assigned to it ?

Thanks!

Mark
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Commodore 128, 512K 1750 REU, 1581, 1571, 1541-II, MMC64 + MP3@64, Retro-Replay + RR-Net and a 1541 Ultimate with 16MB REU, IDE64 v4.1 + 4GB CF :-)

Blacklord

Quote from: Mark Smith on March 12, 2008, 08:49 AM
Here's an interesting question for you.

I've a reasonably nice collection of Commodore gear now, and it would be very hard to replace if it got stolen or destroyed.

How would you describe it to an insurance company to get it covered ?  They'd laugh if I said I want to claim on my insurance cause some 25 year old computer was lost :-)

And what sort of cash value could be assigned to it ?

Thanks!

Mark


Mine's under the general house insurance & they are itemised as vintage computers.

Lance

airship

For collectibles, you usually count the insurance value as actual documentable auction values (for example, on eBay) times two. And there's no problem declaring 25-year-old computers as 'collectibles' - I'm sure your insurance agent has insured people collecting stranger stuff than that. Check with your agent on coverage, though. Collectibles aren't usually covered under household insurance without a rider.
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RobertB

Quote from: Mark Smith on March 12, 2008, 08:49 AM
I've a reasonably nice collection of Commodore gear now, and it would be very hard to replace if it got stolen or destroyed.
The C=/Ami collection here is spread out to at least 4 different locales.

             Truly,
             Robert Bernardo
             Fresno Commodore User Group
             http://videocam.net.au/fcug
             The Other Group of Amigoids
             http://www.calweb.com/~rabel1/